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OVERVIEW OF THE NATIONAL BANKS

 NATIONAL BANKS πŸ”˜

((Write here about of  national banks )

LIST OF BANKS NAME 

  • ALLAHABAD BANK
  • ANDHRA BANK
  • BANK OF BARODA
  • BANK OF INDIA
  • BANK OF MAHARASHTRA  
  •  CANARA  BANK
  • CENTRAL BANK OF INDIA
  •   CORPORATION BANK
  • DENA BANK
  • IDBI BANK
  •  INDIAN BANK
  •  INDIAN OVERSEAS  BANK
  • ORIENTAL BANK OF COMMERCE
  • PANJAB & SIND BANK
  •  PUNJAB  NATIONAL BANK
  • SYNDICATE BANK
  •  UCO BANK
  •   UNION BANK
  •    UNITITED BANK OF INDIA
  •  VIJAYA BANK
  •  STATE BANK OF INDIA (SBI)
  • BHARATIYA MAHILA BANK (BMB)
πŸ‘‰ALLAHABAD BANK -
The oldest  joint stock bank of the country , Allahabad bank was founded on april 24, 1865 by a group of europeans at allahabad , At  that junction organized industry , trade and banking started taking  shape in india,
On 24 aprial 2014 the bank  the bank entered inti its 150th year of establishment  in the year 1920's  the bank become a part of P & O Banking  corporation o group with a bid price of Rs- 436 per  share,  in the year Head office  of the  bank shifted to calcutta (now kolkata)  on business considerations, july 19 1969 bank has been nationalized  along with  13 others bank  braches -      151 - Deposits - Rs 119 crores  advances - Rs  82 crores  in october 1989 , United  industrial bank ltd  a wholly owned subsidiary for Merchant banking  October  2002, The Bank come  out with intial  public office (ipo) of 10 crores  share of  face  value  Rs 10 each reducing Government  shareholding to 71.16%, In  june 2006 , The Bank Transceded beyond the National boundry  opening Representative CBS IN  march 2010 bank ;s business crossed  Business figure  of Rs- 175000, crore with a growth rate of 23.06%, March 2011  bank has  implemented cbs in all  Branches , March 2012  bank crosses its net  work of 2500 branches , March 2013 bank crosses branch bank business figure Rs-300000/- 13-14 bank oend 124 new braches futher , 18  branches have been opened at unbanked centers ,

FACTS AND FIGURE AS OF 2013-2014.
Estd:1865
Head office:kolkata 
Chairman and Managing Director-Rakesh sethi,
Number of Branches:2840,
Total business 331748 crore,
 Deposits:- 190843 crore,
 Net NPA to net advance ratio 5.73% and 4.15
 Net profit : 1172 crore,

PRODUCT SERVICE 
1) Deposit
Flexi-Fix deposit,
2) Retail credit
Allahabad bank Housing finance scheme,
 kisan credit card,
3)Other service  Bima yojana 
All ayshman bima yojana,
Csh manegement service 
VISA DEBIT CUM ATM CARD,
REAL TIME Gross settlement,

πŸ‘‰ANDHRA BANK,"Andhra bank " was founded by the eminent freedom figher and a multifaceted  genius, Dr Bhogaraju pattabhi sitarayya, The bank  was registred on 20 nov, 1923 and commenced businesss on  authoried capital of Rs 10.00 lakhs,
The bank envisions  to be a trustworthy, Efficient and strong bank  committed to increasing our market share by generaling innovarive  customer centre services and products lighting the passion and  creative talent in human resiurce leveraging technology to expand  the clientele &  deliver quality and value leading to customer delight 

The banking mission is to amplify the front  the capabilities to serve  customers develop processes leveraging tecjnology dynamically  locate & empower people fast -cycle knowledge into innovative  products create possibilities to reach the business goals & position the bank as a rising star in the financial horizon,
           
FACTS AND FIGURES AS OF 2013-201
Fstd:-1923
Head office:- Hydarabaad 
Managing director :- V.V.R.Rajendran
Total  branches in india:-2155
Total branches in Metro :- 336,
Total global branches :- 2155,
Zonal office :- 32,
Total business:2,52 ,494 crore,
Deposite:- 14185,
Net NPA TO Net advance : 3.11%
Net profit : 436 crore,

PRODUCTS AND SERVICES

1)Deposits
AB kiddy bank
AB abhaya plus
AB easy saving,
AB insurance linked current account,
AB premium current account,
AB recurring plus
AB Super,
AB Freedom,

2) LOANS
AN anand jeevan,
AB doctor plus,
Ab vechical loan,
AB saral,
AB  VANITHA VAHAN
AB  health wealth pack,

3 BANK OF BRODA:-
Bank of barodra (BOB) the third largest public sector bank in india,after state bank of india and punjab national bank , it offers a wide range of banking products and finicial services to corporate  and retail customers through a veriety of delivery channels and through its specilized  subsidiaries and affiliate in the ares  of investment banking  credit cards and assets management,

FACTS AND FIGURES AS OF 2013-2014
Estd-1908,
Head office- Baroda,
Chairmen and managing director- S.S Mundra,
corporate centre - mumbai,
Total income- 43402.45 crore,

Product and service
1)Deposit
fixed deposit
current deposit
saving
2)Gen-Next
Gen- next junior
Gen next lifestyle
Gen next power
3)LOAN
HOME LOAN
Home improvement loan
Education loan
car loan
Baroda ashray 

πŸ‘‰BANK OF INDIA :
-Founded on 7th sept 1906, by a group of eminent businessmen  from mumbai,
the  bank was under private ownership and control till july 1969, when it was nationalised long with 13 other banks,  Beginning with one office in mumbai with a paid up capital of rs  50 lakh, 50 employees. in the bank  has made a rapid growth over  the years and  blossomed into to mightly instution , it occupies a premier position among the nationalized   banks,

 The bank has been first among the nationalised banks to establish  a fully  computerised branch and ATM facility at the Mahalaxmi  branch at mumbai  way bank in 1989 , The Bank  is also a Founder member of SWIFT in india, it  pioneered the  introduction of the HEALTH  code system 
in 1982 for evaluating / rating its credit portfolio,

The bank has 4467 branches in india apread over all states . union territories including specification  branches , These branches are contorlled through  50 zonal  office , There are 54 branches/ offices and  5 subsidaries and 1 joint venture abroad,

Presently bank has overses presence in 20  foreign countries  spread over 5 continents- with 53 offices including 4 subsidiaries ,  Representative offices and 1 joint venture abroad, 


FACTS AND FIGURE AS OF 2013-2014

(1) Estd-1906
 

(2)Head office:Mu,bai,

(3)Chairman and managing director- Smt V,R, Lyer

(4)Total capital

(5) net profit 2729 crore

(6)Operating profit- 8423 crore,

(7) Total Deposits- 853202 crore

(8)Total Assets- 573,190,20 CRORE,

(9)Total branches- 66,

(10) Foreign branches-25 

 Products  and service

1)Deposit

Star suraksha saving bank accounts

Star  flexi Recurring deposit

Star benefit current deposit,

star sunidhi Tax saving deposit scheme 

2)Loans

Star Mitra personal loan,

star personal loan,

star pensioner loan scheme,

star IPO,

Star Home Loan,

Star Educational Loan,

Star Holiday loan,

3) Online service,

Mobile banking & payments,

Internet banking

Online trading in shares,

Pay bills

Book Ticket,

Tax payment 

star e-Remit,

πŸ‘‰BANK OF MAHARASHTRA:-

Bank of Maharashtra is the premier bank of Maharastha operating in the country of india, Registered on 16th sept 1935 with an authorized capital of rs 10.00 lakh and commenced business on the 8th feb 1936, Know as a common man's bank  since  incepation , it's intial help  to  small   units  has given birth to many of today's industrial houses, After  nationalization in 1969, the bank  expected  rapidly, The bank  has the  largest network of branches   by any  public sector to cater to needs  of the common man and incorporated the latest  technology in banking offering a vriety of services 100 Mahabank Gran seva kendra  (MGSK's)  IN remote villages are  largest unique intiative of the bank under Financial inclusion Plan,


FACTS AND FIGURES AS OF 2013-2014,

ESTD-1935,

HEAD OFFICE: PUNE,

TOTAL BLANCE-1890

Chair man & Director -Sushil Muhnot

Total blance- 207172 crore,

Total income- 12650,

Net profit- 6184.11 crore,

Total deposit- 116803,

Reserves & surplus- 591.05 crore,

Total advance-90369 CRORE,


PRODUCTS AND SERVICE 

)1Deposit products 

Mahasaraswati scheme

Floating rate Deposit scheme

Mahabank unit unit deposit scheme

Mixie Deposit scheme,

Cumulative deposit scheme (CDR)

Sulabh jama yojana,

2) credit facility 

Educationl loan

Mahabank consumer loan scheme,

Mahabank gold card scheme for exporters

Mahabank adhar scheme,

Mahabank renewable Energy Equipments,

Mahabank  Vehicle loan scheme

Mahabank solar Home system,

3) BANKING SERVICE

ATM

Credit card

Demat service

πŸ‘‰CANARA BANK :-  πŸ‘‰ NATIONALBNKOFINDIAPART2

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